Model Bankable Agricultural Projects 




Recently announced National Strategies for accelerating the flow of credit to farm sector include doubling the flow of agricultural credit in 3 years, increase in disbursement from Rs.80,000 crore in 2003-04 to Rs.1,05,000 crore in 2004-05, financing of atleast 100 new farmers and 2-3 new investment projects in various sub-sectors of agriculture by each of the rural and semi-urban branches of Commercial Banks.

In the above context, NABARD's strategies, inter alia, cover formulation and circulation of Model Bankable Schemes and Location Specific Bankable Schemes to the financing banks. NABARD also proposes to identify highly potential zones for undertaking investment activities in various states and organise interactive workshops in these potential zones. 

As the first step, Technical Services Department of NABARD has finalised 30 Model Bankable Agricultural Projects and brought out the details on CD ROM. These model schemes cover techno-economic aspects, financial analysis and bankability of various investment activities. These will serve as indicative models for the bank officers as well as entrepreneurs and facilitate the formulation, appraisal and implementation of such schemes.

I am certain the model schemes would prove to be useful in accelerating the flow of investment credit to farm sector.


( Ranjana Kumar )
12 July 2004

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